Friday, March 28, 2014

Buying a House Debt-Free - Book review and giveaway

Once again it is my pleasure to team up with the Maxwell family from Titus 2 to tell you about their latest book coming out at the end of March.  If you have been around Family, Faith, and Fridays much, you know that I adore not only this family, but their family ministry and resources as well.  I was thrilled to be asked to be a part of a pre-release team that was blessed to read the book Buying a House Debt-Free in advance of the printing and am excited to tell you about it.

Did you buy your house debt free?

Did you know it was even possible?

Quite frankly, it is a new concept to our family.  And one that seems at first like a lofty goal.  While we do feel strongly that one should remain debt free, in the past we have followed up that statement with, well, except a car or house.

The Maxwells would say differently, and I must say, we are intrigued and challenged.

As part of a family goal, the Maxwell boys aim at purchasing their homes debt free.  Is it easy?  No.  But is it do-able?  Yes!  In the 240 pages of their new book, Buying a House Debt-Free, Equipping Your Son, the Maxwells not only show you how they have managed this lofty vision but how many others who have caught this vision have also done so.  Each story presented is as different as the men they represent, showing that there is not just an easy 1-2-3 step process to achieve the debt free home goal, but this book does give many steps to help you work in that direction.

The book covers topics such as working hard, getting skilled training at an early age to help you make more money, saving, and spending wisely.  As always, each topic is presented from a Christian perspective with scripture to back it up.  Even if you do not agree with everything they say, you can be sure that the Maxwells are sincere in their desire to help you and your family create a vision of buying a house debt free. They encourage you that it can indeed be done.

After several of us read Buying a House Debt-Free, Equipping Your Son, we used it as a springboard for several discussions with our 12 year old in particular.  His first response was, "Are you serious?  I am only 12!"  What that allowed us to do was open up a conversation on how we should never use age as an excuse and that if we do not set goals for ourselves we will never know where we want to go.  It allowed us to brainstorm ideas for making money at his age, for listing some skills he would like to obtain, and to talk about college and job choices.  If you feel ill-equipped to have those kinds of talks, there are discussion questions at the end of each chapter to help lead you through a conversation with your children.

Through experience, we have learned that there is more than one way to get training and a job and we never want to limit our children by just falling into what the world would deem the "normal" path.  Quite honestly, as a homeschooler, our son has much more time open to explore numerous trades and training options and we are encouraging him to do so.  The Maxwell men serve as an inspiration to young men and have allowed our son to see that with God's help and blessing, anything is possible and that hard work pays off.  For the visual learners out there, the charts will be especially helpful at seeing things like the number of years it could take to save $100,000 and the monthly cost of a debt free home versus one you are paying a mortgage on.

Will he, or any of our children for that matter, buy a home debt free?  That I cannot say.  But I do know if they do not even try the answer will be NO!  I for one, would sure love to see it happen and see the blessings that debt free living encompasses be passed to my children.  How about you?

With the Lord's help, ANYTHING is possible!

The Maxwells have graciously offered to give one copy of their book, Buying a  House Debt-Free, Equipping Your Son, to one of our readers.  For your chance to win, please fill out the rafflecopter below.

You can also buy Buying a House Debt-Free, Equipping Your Son from the Titus 2 website.  The current price is $14.95.


a Rafflecopter giveaway


  1. We just bought a house and couldn't do it debt-free. My dream would be for my kids to be able to live without debt in their life.

  2. Replies
    1. You never know what God has planned, right!? ;)

  3. i have not bought a house yet; this would be perfect for me to save for when i do (within the next few years)!

    1. Go for it! It is a great goal to work towards!!

  4. We didn't..... It just seems so impossible, even though we are debt free otherwise!

  5. We have tried to teach them about the "evils" of credit card dream is that they never fall into the debt trap.

  6. We've bought 2 mobile homes debt free, and don't have either of them now. ((sigh)) We REALLY would love to buy a house debt free, though!


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